[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.sdpv.cz\/bydleni-si-radeji-pojistete\/#Article","mainEntityOfPage":"https:\/\/www.sdpv.cz\/bydleni-si-radeji-pojistete\/","headline":"Bydlen\u00ed si rad\u011bji pojist\u011bte","name":"Bydlen\u00ed si rad\u011bji pojist\u011bte","description":"St\u00e1v\u00e1 se to ka\u017ed\u00fd den &ndash; hav\u00e1rie v&nbsp;byt\u011b, vloup\u00e1n\u00ed nebo vytopen\u00fd sklep. Pokud nechcete ka\u017edou takovouto katastrofu hradit ze sv\u00e9ho, a neb\u00fdvaj\u00ed to mal\u00e9 \u010d\u00e1stky, uzav\u0159ete rad\u011bji poji\u0161t\u011bn\u00ed na tyto p\u0159\u00edpady, pom\u016f\u017ee v\u00e1m tyto katastrofy vy\u0159e\u0161it a zm\u00edrnit jejich n\u00e1sledky. Pojistit lze jak\u00fdkoliv typ bydlen\u00ed &ndash; byty, domy, chaty, chalupy, dokonce i nap\u0159. gar\u00e1\u017e. Jak...","datePublished":"2016-10-06","dateModified":"2023-05-05","author":{"@type":"Person","@id":"https:\/\/www.sdpv.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.sdpv.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/75822ebcb33f26a58f54da5d813b950f2ea435f36540e293975e215a51d4a023?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/75822ebcb33f26a58f54da5d813b950f2ea435f36540e293975e215a51d4a023?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"sdpv.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/sdpv.cz\/wp-content\/uploads\/img_a296050_w1682_t1507310632.png","url":"https:\/\/sdpv.cz\/wp-content\/uploads\/img_a296050_w1682_t1507310632.png","height":"","width":""},"url":"https:\/\/www.sdpv.cz\/bydleni-si-radeji-pojistete\/","about":["Neza\u0159azen\u00e9"],"wordCount":530,"articleBody":"\tSt\u00e1v\u00e1 se to ka\u017ed\u00fd den &ndash; hav\u00e1rie v&nbsp;byt\u011b, vloup\u00e1n\u00ed nebo vytopen\u00fd sklep. Pokud nechcete ka\u017edou takovouto katastrofu hradit ze sv\u00e9ho, a neb\u00fdvaj\u00ed to mal\u00e9 \u010d\u00e1stky, uzav\u0159ete rad\u011bji poji\u0161t\u011bn\u00ed na tyto p\u0159\u00edpady, pom\u016f\u017ee v\u00e1m tyto katastrofy vy\u0159e\u0161it a zm\u00edrnit jejich n\u00e1sledky. Pojistit lze jak\u00fdkoliv typ bydlen\u00ed &ndash; byty, domy, chaty, chalupy, dokonce i nap\u0159. gar\u00e1\u017e. Jak vysokou \u010d\u00e1stku budete za poji\u0161t\u011bn\u00ed platit, z\u00e1vis\u00ed na tom, jak bude \u0161irok\u00fd rozsah kryt\u00ed. Na webu lze nal\u00e9zt kalkula\u010dky a srovn\u00e1va\u010de poji\u0161t\u011bn\u00ed dom\u00e1cnosti i nemovitosti, kter\u00e9 n\u00e1m pomohou naj\u00edt to nejv\u00edce vhodn\u00e9 pro na\u0161e pot\u0159eby.\t\tVarianty poji\u0161t\u011bn\u00ed bydlen\u00edUzav\u0159\u00edt m\u016f\u017eeme:&sect;&nbsp; POJI\u0160T\u011aN\u00cd NEMOVITOSTI&nbsp; U tohoto typu poji\u0161t\u011bn\u00ed v&nbsp;podstat\u011b poji\u0161\u0165ujeme stavbu jako takovou. Tato varianta pom\u00e1h\u00e1 kr\u00fdt \u0161kody zp\u016fsoben\u00e9 nap\u0159. t\u011bmito ud\u00e1lostmi:&#8211;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; po\u017e\u00e1r&#8211;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \u00fader blesku&#8211;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; sn\u00edh&#8211;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; v\u00edtr, kroupy&#8211;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; povode\u0148&#8211;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; kr\u00e1de\u017e, vandalismus, loupe\u017e&#8211;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; po\u0161kozen\u00ed zv\u00ed\u0159aty&nbsp;&sect;&nbsp; POJI\u0160T\u011aN\u00cd DOM\u00c1CNOSTI Poji\u0161t\u011bn\u00ed, kter\u00e1 se, na rozd\u00edl od v\u00fd\u0161e zm\u00edn\u011bn\u00e9ho, t\u00fdk\u00e1 tak\u00e9 vnit\u0159n\u00edho vybaven\u00ed bytu \u010di domu. T\u00edmto typem poji\u0161t\u011bn\u00ed lze chr\u00e1nit nap\u0159\u00edklad n\u00e1bytek, elektronika, \u0161perky, oble\u010den\u00ed, sportovn\u00ed vybaven\u00ed apod. P\u0159esn\u00fd souhrn z\u00e1vis\u00ed na konkr\u00e9tn\u00ed pojistn\u00e9 smlouv\u011b, od kter\u00e9 se odv\u00edj\u00ed tak\u00e9 v\u00fd\u0161e pojistn\u00e9ho. Cenu tohoto poji\u0161t\u011bn\u00ed ur\u010duje nap\u0159. to, jak\u00fdm zp\u016fsobem je byt zabezpe\u010den\u00fd, v&nbsp;jak\u00e9 se nach\u00e1z\u00ed lokalit\u011b (v bl\u00edzkosti vodn\u00edho toku bude v\u00fd\u0161e poji\u0161t\u011bn\u00ed vy\u0161\u0161\u00ed ne\u017e jinde), jak\u00e1 je jeho velikost a hodnota jeho vybaven\u00ed. Poji\u0161t\u011bn\u00fd si tak\u00e9 ur\u010duje m\u00edru spolu\u00fa\u010dasti, kter\u00e1 tak\u00e9 koncovou pojistnou \u010d\u00e1stku ur\u010duje. Podobn\u011b jako poji\u0161t\u011bn\u00ed nemovitosti kryje tato rizika:&#8211;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; loupe\u017e, kr\u00e1de\u017e nebo vandalismus&#8211;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \u0161kody zp\u016fsoben\u00e9 vodou (nap\u0159. potrub\u00ed)&#8211;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \u017eiveln\u00e9 pohromy (povode\u0148, blesk, po\u017e\u00e1r, kroupy, v\u00edtr)&nbsp;&sect;&nbsp; POJI\u0160T\u011aN\u00cd CHAT A CHALUP &ndash;V&nbsp;rekrea\u010dn\u00edch domech tr\u00e1v\u00edme pouze \u010d\u00e1st roku, v\u011bt\u0161inou b\u00fdvaj\u00ed p\u0159es zimn\u00ed m\u011bs\u00edce opu\u0161t\u011bn\u00e9 a jsou tak v\u00edce ohro\u017eeny. I na tento typ nemovitosti ov\u0161em poji\u0161t\u011bn\u00ed mysl\u00ed, lze jej pojistit stejn\u011b jako byt \u010di d\u016fm &ndash; jako nemovitost a dom\u00e1cnost. Hlavn\u00ed pod\u00edl na zabezpe\u010den\u00ed ale nad\u00e1le z\u016fst\u00e1v\u00e1 na majiteli.                                                                                                                                                                                                                                                                                                                                                                                        4.2\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Bydlen\u00ed si rad\u011bji pojist\u011bte","item":"https:\/\/www.sdpv.cz\/bydleni-si-radeji-pojistete\/#breadcrumbitem"}]}]